MARKET: +14.2% ▲ ALL-TIME HIGH MOM & POP: MOAT AT ATH ($840 Moat Absorbing) SCRAPPY: +38.5% ▲ 42x Unpaid Interns Leveraged SERGEI: +21.0% ▲ 10,000 Bot Workers Deployed BARON: -3.1% ▼ Injunction Overruled by Cayman Court AMAZOFF: -12.8% ▼ Liquidated in Year 4 SEC STATUS: 0 SUBPOENAS FILED (COMPLIANCE WAIVED) CRASH WARNING: T-30s TICK COMMENCING MARKET: +14.2% ▲ ALL-TIME HIGH MOM & POP: MOAT AT ATH ($840 Moat Absorbing) SCRAPPY: +38.5% ▲ 42x Unpaid Interns Leveraged SERGEI: +21.0% ▲ 10,000 Bot Workers Deployed BARON: -3.1% ▼ Injunction Overruled by Cayman Court AMAZOFF: -12.8% ▼ Liquidated in Year 4
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Bankruptcy Filed

Overdraft Industries

Founder: Scrappy • Closed: Fiscal Year 6 • Build: 1.0.0CONTENT 30DEE960 • Filed: September 11, 2026 at 01:26 UTC
Final Valuation
$645
Final Liquid Funding
$495
Fiscal Review Record
3 Wins / 3 Setbacks

Executive Lineup (Board)

▲ 180
Payday Loan
✦ MVP ✦

Payday Loan

PRO
SMALL HUMAN SERVICE
5.0
SEC
Profit 180.
Gain 2 Debt.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
⇈ 3
Solar Farm

Solar Farm

BASIC
LARGE PROPERTY MACHINE
6.0
SEC
Gain 3 Revenue.
Whenever you Surplus, gain 2 Revenue.
Revenue
Recurring Profit every second.
Surplus
Profit beyond your Valuation is lost — but some cards pay off when it happens.
▲ 20
Office Hamster

Office Hamster

PLUS
SMALL ANIMAL EMPLOYEE
2.0
SEC
Profit 20.
Profit
Restores your Cash, up to your Valuation.
▲ 15
Community Manager

Community Manager

BASIC
SMALL HUMAN
6.0
SEC
Profit 15.
When an adjacent asset activates, Profit 15.
Profit
Restores your Cash, up to your Valuation.
▼ 50
Evangelist

Evangelist

BASIC
SMALL HUMAN
6.0
SEC
Inflict 50 Loss.
When an adjacent asset Profits, inflict 20 Loss.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
▲ 40
Bootstrapped

Bootstrapped

PLUS
SMALL SCHEME
6.0
SEC
Profit 40.
Whenever you gain Debt, Profit 100 and Fast Track your fastest asset 3s.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Fast Track
Instantly advances an asset's progress toward acting.
#8
Headhunter

Headhunter

BASIC
MEDIUM HUMAN SERVICE
10.0
SEC
Liquidate the smallest rival asset.
Liquidate
Removed for the rest of the battle.

Enacted Corporate Policies

Word of Mouth
#1
POLICY
Market Share 10%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Aggressive Expansion
#2
Permanently gain +25 Valuation.
Lean Operations
#3
Your assets act 300 faster.
Grassroots Growth
PLUS
#4
POLICY PLUS
When one of your Humans activates, Profit 14.
Profit
Restores your Cash, up to your Valuation.
Old Money Rules
#5
Start each battle with 100 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Aggressive Pricing
PLUS
#6
POLICY PLUS
Market Share 11%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Underdog
#7
POLICY
While behind on Cash, your assets work 100% faster.
Open Door Policy
#8
When one of your Employees activates, Profit 20.
Profit
Restores your Cash, up to your Valuation.

Fiscal Growth Timeline

INSOLVENCY FILED
Cumulative Wins
Cumulative Losses
Bankruptcy Limit (3)
Conceded 3 fatal setbacks by Fiscal Year 6, triggering mandatory corporate bankruptcy.
FINAL OUTCOME FISCAL YEAR 6 $645 VALUATION 3 Wins / 3 Setbacks
0 Baseline 2 ▲ 3 BANKRUPTCY 4 6 ★ 8 DOMINATION Yr 1 $90 Fiscal Year 1: 1 Wins, 0 Setbacks, $90 Valuation Yr 2 $205 Fiscal Year 2: 2 Wins, 0 Setbacks, $205 Valuation Yr 3 $305 Fiscal Year 3: 3 Wins, 0 Setbacks, $305 Valuation Yr 4 $400 Fiscal Year 4: 3 Wins, 1 Setbacks, $400 Valuation Yr 5 $550 Fiscal Year 5: 3 Wins, 2 Setbacks, $550 Valuation Yr 6 $645 Fiscal Year 6: 3 Wins, 3 Setbacks, $645 Valuation
Audit Raw Fiscal Records (Tabular Breakdown)
Fiscal Year Closing Valuation Cumulative Wins Cumulative Setbacks Status
Year 1 $90 1 0 Stable
Year 2 $205 2 0 Stable
Year 3 $305 3 0 Stable
Year 4 $400 3 1 Setback
Year 5 $550 3 2 1 Strike Left
Year 6 $645 3 3 Bankrupt

Ongoing Boardroom Performance

At each year-end, an audit snapshot of Overdraft Industries is filed to challenge rival corporate executives during their End-of-Year Showdowns.

Showdown Record
9W / 0L
9 battles fought as rival board
Board Win Rate
100.0%
9 rivals repelled
Active Board Snapshots
6 Filings
Years 1 through 6

Annual Boardroom Snapshots

Historical portfolio audits captured at the conclusion of each fiscal year.

6 Years Archived
YEAR 1 $90 0W - 0S
Assets
Freelancer
+

Freelancer

PLUS
SMALL HUMAN
6.0
SEC
Inflict 40 Loss.
Scale +1 while adjacent to an Employee.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Scale
The asset's effects trigger additional times per activation.
Hard Worker

Hard Worker

BASIC
SMALL HUMAN EMPLOYEE
5.0
SEC
Inflict 10 Loss.
Profit 10.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Evangelist

Evangelist

BASIC
SMALL HUMAN
6.0
SEC
Inflict 50 Loss.
When an adjacent asset Profits, inflict 20 Loss.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Volunteer

Volunteer

BASIC
SMALL HUMAN
6.0
SEC
Inflict 20 Loss.
Profit 20.
Always costs 0 Funding.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
YEAR 2 $185 1W - 0S
Assets
Office Hamster

Office Hamster

BASIC
SMALL ANIMAL EMPLOYEE
2.0
SEC
Profit 10.
Profit
Restores your Cash, up to your Valuation.
Evangelist

Evangelist

BASIC
SMALL HUMAN
6.0
SEC
Inflict 50 Loss.
When an adjacent asset Profits, inflict 20 Loss.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Bootstrapped
+

Bootstrapped

PLUS
SMALL SCHEME
6.0
SEC
Profit 40.
Whenever you gain Debt, Profit 100 and Fast Track your fastest asset 3s.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Fast Track
Instantly advances an asset's progress toward acting.
Payday Loan
+

Payday Loan

PLUS
SMALL HUMAN SERVICE
5.0
SEC
Profit 90.
Gain 1 Debt.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Snail Mail
++

Snail Mail

PRO
SMALL ANIMAL SERVICE
15.0
SEC
Profit 320.
Remove 16 Debt.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Shaved Yak
+

Shaved Yak

PLUS
SMALL ANIMAL
12.0
SEC
Slow adjacent assets 2s.
Profit 100.
Permanently gain +20 Valuation.
Profit
Restores your Cash, up to your Valuation.
Slow
The asset works at half speed while Slowed.
Policies
Word of Mouth
POLICY
Market Share 10%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Aggressive Expansion
Permanently gain +25 Valuation.
Lean Operations
Your assets act 300 faster.
YEAR 3 $265 2W - 0S
Assets
Loan Shark

Loan Shark

BASIC
SMALL ANIMAL SERVICE
5.0
SEC
Profit 20.
Inflict 20 Loss.
Gain 1 Debt.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Social Media Manager

Social Media Manager

BASIC
SMALL HUMAN EMPLOYEE
7.0
SEC
Gain 30 Moat.
Adjacent assets grant +10 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Office Hamster
+

Office Hamster

PLUS
SMALL ANIMAL EMPLOYEE
2.0
SEC
Profit 20.
Profit
Restores your Cash, up to your Valuation.
Evangelist

Evangelist

BASIC
SMALL HUMAN
6.0
SEC
Inflict 50 Loss.
When an adjacent asset Profits, inflict 20 Loss.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Bootstrapped
+

Bootstrapped

PLUS
SMALL SCHEME
6.0
SEC
Profit 40.
Whenever you gain Debt, Profit 100 and Fast Track your fastest asset 3s.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Fast Track
Instantly advances an asset's progress toward acting.
Payday Loan
+

Payday Loan

PLUS
SMALL HUMAN SERVICE
5.0
SEC
Profit 90.
Gain 1 Debt.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Snail Mail
++

Snail Mail

PRO
SMALL ANIMAL SERVICE
15.0
SEC
Profit 320.
Remove 16 Debt.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Shaved Yak
+

Shaved Yak

PLUS
SMALL ANIMAL
12.0
SEC
Slow adjacent assets 2s.
Profit 100.
Permanently gain +20 Valuation.
Profit
Restores your Cash, up to your Valuation.
Slow
The asset works at half speed while Slowed.
Policies
Word of Mouth
POLICY
Market Share 10%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Aggressive Expansion
Permanently gain +25 Valuation.
Lean Operations
Your assets act 300 faster.
Grassroots Growth
When one of your Humans activates, Profit 10.
Profit
Restores your Cash, up to your Valuation.
YEAR 4 $335 3W - 0S
Assets
Loan Shark

Loan Shark

BASIC
SMALL ANIMAL SERVICE
5.0
SEC
Profit 20.
Inflict 20 Loss.
Gain 1 Debt.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Solar Farm

Solar Farm

BASIC
LARGE PROPERTY MACHINE
6.0
SEC
Gain 3 Revenue.
Whenever you Surplus, gain 2 Revenue.
Revenue
Recurring Profit every second.
Surplus
Profit beyond your Valuation is lost — but some cards pay off when it happens.
Office Hamster
+

Office Hamster

PLUS
SMALL ANIMAL EMPLOYEE
2.0
SEC
Profit 20.
Profit
Restores your Cash, up to your Valuation.
Evangelist

Evangelist

BASIC
SMALL HUMAN
6.0
SEC
Inflict 50 Loss.
When an adjacent asset Profits, inflict 20 Loss.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Bootstrapped
+

Bootstrapped

PLUS
SMALL SCHEME
6.0
SEC
Profit 40.
Whenever you gain Debt, Profit 100 and Fast Track your fastest asset 3s.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Fast Track
Instantly advances an asset's progress toward acting.
Payday Loan
++

Payday Loan

PRO
SMALL HUMAN SERVICE
5.0
SEC
Profit 180.
Gain 2 Debt.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Policies
Word of Mouth
POLICY
Market Share 10%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Aggressive Expansion
Permanently gain +25 Valuation.
Lean Operations
Your assets act 300 faster.
Grassroots Growth
When one of your Humans activates, Profit 10.
Profit
Restores your Cash, up to your Valuation.
Old Money Rules
Start each battle with 100 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Aggressive Pricing
Market Share 8%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
YEAR 5 $400 3W - 1S
Assets
Shaved Yak
+
Agile

Shaved Yak

PLUS
SMALL ANIMAL
12.0
SEC
Slow adjacent assets 2s.
Profit 100.
Permanently gain +20 Valuation.
Agile
Agile
10% faster.
Profit
Restores your Cash, up to your Valuation.
Slow
The asset works at half speed while Slowed.
Solar Farm

Solar Farm

BASIC
LARGE PROPERTY MACHINE
6.0
SEC
Gain 3 Revenue.
Whenever you Surplus, gain 2 Revenue.
Revenue
Recurring Profit every second.
Surplus
Profit beyond your Valuation is lost — but some cards pay off when it happens.
Community Manager

Community Manager

BASIC
SMALL HUMAN
6.0
SEC
Profit 15.
When an adjacent asset activates, Profit 15.
Profit
Restores your Cash, up to your Valuation.
Office Hamster
+

Office Hamster

PLUS
SMALL ANIMAL EMPLOYEE
2.0
SEC
Profit 20.
Profit
Restores your Cash, up to your Valuation.
Evangelist

Evangelist

BASIC
SMALL HUMAN
6.0
SEC
Inflict 50 Loss.
When an adjacent asset Profits, inflict 20 Loss.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Bootstrapped
+

Bootstrapped

PLUS
SMALL SCHEME
6.0
SEC
Profit 40.
Whenever you gain Debt, Profit 100 and Fast Track your fastest asset 3s.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Fast Track
Instantly advances an asset's progress toward acting.
Payday Loan
++

Payday Loan

PRO
SMALL HUMAN SERVICE
5.0
SEC
Profit 180.
Gain 2 Debt.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Loan Shark

Loan Shark

BASIC
SMALL ANIMAL SERVICE
5.0
SEC
Profit 20.
Inflict 20 Loss.
Gain 1 Debt.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Policies
Word of Mouth
POLICY
Market Share 10%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Aggressive Expansion
Permanently gain +25 Valuation.
Lean Operations
Your assets act 300 faster.
Grassroots Growth
+
POLICY PLUS
When one of your Humans activates, Profit 14.
Profit
Restores your Cash, up to your Valuation.
Old Money Rules
Start each battle with 100 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Aggressive Pricing
+
POLICY PLUS
Market Share 11%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Underdog
POLICY
While behind on Cash, your assets work 100% faster.
Open Door Policy
When one of your Employees activates, Profit 20.
Profit
Restores your Cash, up to your Valuation.
YEAR 6 $570 3W - 2S
Assets
Payday Loan
++

Payday Loan

PRO
SMALL HUMAN SERVICE
5.0
SEC
Profit 180.
Gain 2 Debt.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Solar Farm

Solar Farm

BASIC
LARGE PROPERTY MACHINE
6.0
SEC
Gain 3 Revenue.
Whenever you Surplus, gain 2 Revenue.
Revenue
Recurring Profit every second.
Surplus
Profit beyond your Valuation is lost — but some cards pay off when it happens.
Office Hamster
+

Office Hamster

PLUS
SMALL ANIMAL EMPLOYEE
2.0
SEC
Profit 20.
Profit
Restores your Cash, up to your Valuation.
Community Manager

Community Manager

BASIC
SMALL HUMAN
6.0
SEC
Profit 15.
When an adjacent asset activates, Profit 15.
Profit
Restores your Cash, up to your Valuation.
Evangelist

Evangelist

BASIC
SMALL HUMAN
6.0
SEC
Inflict 50 Loss.
When an adjacent asset Profits, inflict 20 Loss.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Bootstrapped
+

Bootstrapped

PLUS
SMALL SCHEME
6.0
SEC
Profit 40.
Whenever you gain Debt, Profit 100 and Fast Track your fastest asset 3s.
Profit
Restores your Cash, up to your Valuation.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
Fast Track
Instantly advances an asset's progress toward acting.
Headhunter

Headhunter

BASIC
MEDIUM HUMAN SERVICE
10.0
SEC
Liquidate the smallest rival asset.
Liquidate
Removed for the rest of the battle.
Policies
Word of Mouth
POLICY
Market Share 10%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Aggressive Expansion
Permanently gain +25 Valuation.
Lean Operations
Your assets act 300 faster.
Grassroots Growth
+
POLICY PLUS
When one of your Humans activates, Profit 14.
Profit
Restores your Cash, up to your Valuation.
Old Money Rules
Start each battle with 100 Moat.
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Aggressive Pricing
+
POLICY PLUS
Market Share 11%: a percentage of Loss dealt to rival Cash returns as Profit.
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Market Share
A percentage of Loss dealt to rival Cash returns as Profit.
Underdog
POLICY
While behind on Cash, your assets work 100% faster.
Open Door Policy
When one of your Employees activates, Profit 20.
Profit
Restores your Cash, up to your Valuation.