MARKET: +14.2% ▲ ALL-TIME HIGH MOM & POP: MOAT AT ATH ($840 Moat Absorbing) SCRAPPY: +38.5% ▲ 42x Unpaid Interns Leveraged SERGEI: +21.0% ▲ 10,000 Bot Workers Deployed BARON: -3.1% ▼ Injunction Overruled by Cayman Court AMAZOFF: -12.8% ▼ Liquidated in Year 4 SEC STATUS: 0 SUBPOENAS FILED (COMPLIANCE WAIVED) CRASH WARNING: T-30s TICK COMMENCING MARKET: +14.2% ▲ ALL-TIME HIGH MOM & POP: MOAT AT ATH ($840 Moat Absorbing) SCRAPPY: +38.5% ▲ 42x Unpaid Interns Leveraged SERGEI: +21.0% ▲ 10,000 Bot Workers Deployed BARON: -3.1% ▼ Injunction Overruled by Cayman Court AMAZOFF: -12.8% ▼ Liquidated in Year 4
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◀ Rivals Analytics / rival.first_local
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First Local Savings
Vulnerable Target YEAR 1–1 RIVAL General Corporate Combatant

First Local Savings

Filing Identifier: rival.first_local
1 Progressive Stages Hostile Debt & Scandal Harassment
PLAYER WIN RATE 99.2% 264W / 2L Record
TOTAL BOUTS 266 2 founder defeats
FOUNDER NEMESIS Sergei 98.4% Win Rate (63W-1L)

Hostile Board Lineup & Stage Progression

Opposing 10-slot board lineup, valuation cap, and defeat bounties across combat developmental stages:

1 Progression Stages
Target Operational Stage: STAGE 1 • YEAR 1 COMBAT
STARTING VALUATION (HEALTH POOL) $120 Cap
PASSIVE REVENUE None
◈ 12
Security Guard

Security Guard

BASIC
SMALL HUMAN SERVICE
6.0
SEC
▸ Gain 12 Moat.
▸ When one of your assets is Liquidated, gain 30 Moat.
Keywords
Moat
Absorbs Loss before your Cash is touched. Debt and Scandal go through it.
Liquidate
Removed for the rest of the battle.
◆ 10 Funding
Full Dossier →
▲ 40
Petty Cash
◈ ◈ ◈

Petty Cash

BASIC
SMALL PROPERTY
4.0
SEC
▸ Profit 40.
▸ Stock 3.
Keywords
Profit
Restores your Cash, up to your Valuation.
Stock
Limited uses. At 0 Stock, the asset cannot act until Restocked.
◆ 7 Funding
Full Dossier →
▲ 20 ▼ 20
Loan Shark
✦ MVP ✦

Loan Shark

BASIC
SMALL ANIMAL SERVICE
5.0
SEC
▸ Profit 20.
▸ Inflict 20 Loss.
▸ Gain 1 Debt.
Keywords
Profit
Restores your Cash, up to your Valuation.
Loss
Reduces the rival's Cash. Absorbed by Moat first.
Debt
Recurring Loss that ignores Moat and never goes away on its own.
◆ 13 Funding
Full Dossier →
◈ #3
◈ #4
◈ #5
◈ #6
◈ #7
◈ #8
◈ #9
Opposing 10-Slot Board Layout (Stage 1, Year 1) Hover any card for cooldown cadence, footprint & active legal clauses

🏆 Stage Defeat Bounty & Liquidation Rewards

Earned on Board Domination
FUNDING PAYOUT +$30 Cash
EXECUTIVE EXPERIENCE +3 XP
ASSET ACQUISITION 1 Random Asset of Theirs

Founder Matchups

Your head-to-head record against this rival, by founder.

4 founders
Best matchup · tied
Baron
Baron
Corporate Raider
100.0%
Win rate
62W - 0L (62 bouts)
Best matchup · tied
Mom & Pop
Mom & Pop
Main Street
100.0%
Win rate
42W - 0L (42 bouts)
Scrappy
Scrappy
Bootstrapped
99.0%
Win rate
96W - 1L (97 bouts)
Founder nemesis
Sergei
Sergei
Venture-Backed
98.4%
Win rate
63W - 1L (64 bouts)

Lethality by Fiscal Year Encountered

Audit Difficulty Curve

Historical win rates depending on which fiscal year this rival was faced:

Year 1
99.2%
264W / 2L

Boardroom Tactical Scouting Briefing

Corporate Intel
STRATEGIC ARCHETYPE: Hostile Debt & Scandal Harassment

Highly favorable matchup. Solid founder execution consistently liquidates this entity.

Recommended Founder Countermeasures:

  • Moat Barrier in play: deploy Moat-piercing Debt or sustained Loss pressure to deplete their reserves.
  • Debt/Scandal pressure: maintain high liquidity and legal countermeasures to prevent cascade debt forfeiture.

Framed Narrative Battle Encounters

1 Event Prompts

This rival can be drawn into combat during the following corporate events:

The Branch on the Corner Year 1–1

“Three lenders share one block of Main Street, and each of them is sure the neighborhood owes it money. Pick which one you are foreclosing on.”